How Supplemental Insurance Works
Supplemental insurance provides extra coverage where traditional policies fall short. Especially with health insurance, typical policies provide broad-based coverage that covers a wide range of different conditions and needs. But those often policies don’t provide coverage for specific illnesses or medical procedures that might be of particular interest to you, or if they do, policy limits might mean they won’t cover all of your potential costs.
Moreover, while traditional health insurance covers direct costs like hospital bills and doctors’ visits, it usually doesn’t cover lost wages or other financial impacts that can result from an illness or injury.
Supplemental insurance can fill those gaps, with policies available for specific types of care including cancer treatment, vision, and dental coverage, and other policies providing cash in cases of accidents, hospitalization, or disability.
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